Terms and Conditions of Annuity Digital Marketing Program

Welcome to Annuity Digital Marketing brought to you by Annuity Think Tank.  By entering into
this program you are agreeing to comply with and be bound by the following terms and conditions
of use.  If you disagree with any part of these terms and conditions, please do not use this program.

Annuity Digital Marketing will provide the content for your custom website, a customized press release
targeting your area, and a personalized video.  Annuity Digital Marketing will also do its best to brand
the advisor’s website and video along with optimizing both for Search Engine Optimization.  By agreeing
to these terms, you understand that there are no guarantees with this program and that results may vary.  

You agree that in order to be a part of this program you must be a licensed life and health insurance
agent in good standing with your state including up to date CE credits and Anti-Money Laundering
certification.

You are also agreeing that in order to be a part of this program you must be approved by Annuity
Think Tank.  Until your official approval, you will not be able to partake in the program and you will
not be charged until the approval process is complete.

This program is designed to give you online exposure, online branding, and to drive traffic to your
site via the content we provide along with video, blog, and press releases that are described on the
website.  You agree that as long as you are in good standing and current on your monthly payments
that you will have full control to market and brand the URL you have chosen, the video, the press release,
the blogs, and any other content associated with this program.  Furthermore, you agree that you will
be given an exclusive territory that will remain yours as long as you are in good standing.  You
agree that although you are given authority to have full copyright access and control of this program, in
no way does the advisor own or have any ownership rights to anything associated with this digital program.

By signing up for this program you agree to participate in the program for the monetary equivalent of a one
(1) year or 12 month term, regardless of monthly or yearly payment plan. 

By entering into these terms and conditions you are also agreeing that although Annuity Digital
Marketing will do its best to provide compliance approved content and information, there is no
guarantee or warranty that it has been approved by any state insurance commissioner or broker
dealer.  You agree that it is your responsibility to check your state’s rules on digital marketing,
website content, and social media.  Furthermore, if you are a registered representative with a
Broker Dealer or RIA, you are agreeing that it is 100% your responsibility to have everything in this
program approved by them.  Finally, by entering into this agreement, you are agreeing that you will
not hold Annuity Think Tank or Annuity Digital Marketing liable or responsible for any infractions or
actions against you for any reasons associated with this program.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness,
performance, completeness or suitability of the information and materials found or offered on this
website for any particular purpose. You acknowledge that such information and materials may
contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors
to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall
not be liable. It shall be your own responsibility to ensure that any products, services or information
available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not
limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than
in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator,
are acknowledged on the website.

By entering into this program, you are agreeing that neither the advisor, the advisor’s company, or
anyone associated with his or her company, own the website, video, or content associated with this
program.  However, as long as the advisor is in good standing and up to date on payments, they
have full authority to use anything associated with this program for marketing, branding, and business
purposes.  Unauthorized use of this website may give rise to a claim for damages and/or be a
criminal offense.

From time to time, this website may also include links to other websites. These links are provided for
your convenience to provide further information. They do not signify that we endorse the website(s).
We have no responsibility for the content of the linked website(s).

Annuity Think Tank reserves the right to change, alter, or add features to this program at any time.

Annuity Think Tank reserves the right to stop accepting payments and ask any advisor to exit this
program at any time for any reason.

Advisor agrees that in order to remain in good standing and have access to his or her website,
customized video, and anything else associated with this program, they must be on time with
their monthly or annual payments.